Encinitas Real Estate

Encinitas Real Estate

Seth Chalnick

Don't Just Borrow... Optimize!

Don't Just Borrow... Optimize!

As you proceed from qualification to close of escrow, you will enjoy knowing the loan program we select is the best match for your family’s lifestyle. Executing your purchase loan at cost guarantees your receipt of the lowest pricing available.

And for both purchase and refinance loans, you can trust in my qualifications, which are superior not only to those of most agents, but most loan officers too. As your dedicated mortgage advisor, I continue to monitor your loan program long after it closes not just for rate, but more importantly, for equity optimization.

Optimize!

  • Did you know you could earn interest on the money the bank otherwise collects when you make principal payments?
  • Did you know your tax deduction decreases as you pay down your balance?
  • Did you know most people finally pay off their balance at a time they need the tax deduction the most?
  • If everything you thought you knew about mortgages turned out to be wrong, when would you want to know?

As your qualified mortgage planner, I will help transform these complicated questions into your simple awareness. And together we will balance the scales between mortgage freedom and your financial independence.

Whether you are looking to buy, sell, borrow, or optimize, I look forward to transforming your experience into a simple, efficient, and rewarding process!

Curious about qualifying?
Download Seth's Awesome Housing Payment Calculator!



Seeking Aplha Certified