About Seth Chalnick

Hello and thanks for visiting my website. My wife Jessica (an acupuncturist), daughter Jaiden, and I live in Encinitas with a crazy but lovable dog, named Sullivan. If you happen to frequent North County San Diego, odds are good you've glimpsed a cute, blond ponytail flashing through your periphery, after the grey streak that is Sully. I love my wife a lot and take pleasure in knowing I got the better end of the deal when she said, "I do" in 2005.

Pacific Coast Homes has been serving North County San Diego buyers and sellers since 1989. Our retail space is located in the heart of Cardiff by the Sea, in the "Town Centre," right next to Seaside Market, and our courtyard averages weekly foot-traffic of 17,000 people! Many locals and visitors alike look to our windows as a gauge of local real estate trends and valuations.

It never gets old buying and selling coastal property for savvy clientele... who wear flip-flops. Aside from the views, the location is also perfect, because we are able to jet all of San Diego at a moment's notice. The space itself is great, and my associates are awesome. And did I mention we are across the street from the... ahem... ocean.

Now, while some of my realty services are as good as the next schmoozey agent who sends monthly flyers smelling like freshly baked cookies... here in short, is what I do best:

Buy

I am the best Buyer's Advocate in San Diego. I believe in this statement so strongly that I encourage you to randomly select any closed file in my office... if the file chosen does not include a written testimonial, then we'll kick the tires together by calling the client directly to ask about their experience. There are some serious advantages to my Buyer's Advocacy program, so do not settle for anything less.

Sell

When listing a home, you want to secure the highest price, in the fastest time, with the least amount of problems. Setting a realistic price is crucial. The way your home "pops" on the MLS is critical. Attracting truly qualified buyers is invaluable. Everything esle is marketing spin. Many agents will tell you what you want to hear. A good agent will help identify where you stand.

Borrow

As you proceed from approval to close of escrow, you will enjoy knowing the loan program we select is the best match for your family’s lifestyle. Your home search and mortgage plan are properly integrated, so the home you love is natural to afford. Whether purchasing or refinancing, you can trust in my qualifications, which are superior not only to those of most agents, but most loan officers too. As your dedicated mortgage advisor, I continue to monitor your loan program for life, and not just for rate, but more importantly, for equity optimization.

Optimize

Did you know most people finally pay off their mortgage balance at a time they need the tax deduction the most? If everything you thought you knew about mortgages turned out to be wrong, when would you want to know? As your qualified mortgage planner, I will help transform these complicated questions into simple awareness, and together we will balance the scales between mortgage freedom and financial independence.

Whether you are looking to buy, sell, borrow, or optimize, let me transform your experience into a simple, efficient, and rewarding process!